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Taxes and insurance are placeholders so you can see a fuller payment. Mortgage insurance, HOA dues, and the actual rate are not included until a file is reviewed.

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The rate field is an example you can edit. It is not today’s market rate and not an offer from Ryan Chen or Loan Factory.

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Residential mortgages with Ryan Chen. Purchase, refinance, FHA, VA, USDA, jumbo, and home equity.

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Direct (917) 609-3412
Corporate (660) 333-3333
2195 Tully Road
San Jose, CA 95122
Ryan Chen, NMLS #2888518
Loan Factory, Inc., NMLS #320841

I Lend Loans is the residential mortgage site of Ryan Chen, NMLS #2888518. Mortgage loans are arranged through Loan Factory, Inc., NMLS #320841, 2195 Tully Road, San Jose, CA 95122. This website is educational and is not a commitment to lend, a rate lock, or an offer of credit. All loans are subject to credit approval, property eligibility, and underwriting. Program rules, rates, and fees change and are not available in every state. Licensing can be confirmed on NMLS Consumer Access.

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