Loan types

Mainstream residential loans.

Each program has a job. Open one to see who it fits, what it usually requires, and what to have ready.

A standard mortgage for primary homes, second homes, and many investment properties.

An FHA-insured mortgage often used by buyers with a smaller down payment.

A home loan benefit for eligible veterans, service members, and some surviving spouses.

A no-down-payment option for eligible buyers in qualifying rural and suburban areas.

Financing above the conforming loan limit in your county.

Replace your current mortgage with a new rate, term, or both.

Replace your mortgage and turn part of your equity into cash.

A home equity line of credit you can draw from, usually at a variable rate.

A lump-sum second mortgage, usually at a fixed rate.

A plain-English path through down payment, credit, and the first offer.